Create the income you need to enjoy your retirement
Over 30 years in the business has given CINUP valuable market experience and a competitive edge. CINUP has targeted the special income tax requirements of status employees whose income is earned in a tax exempt environment. We also remove the burden of completing various government reporting and paperwork requirements at no cost. It’s your money and your benefits-that’s why at CINUP you’re always in control.
Since CINUP strives to provide the most cost effective plans possible, all services listed above are provided to employers at NO COST. It's our way of ensuring red tape and formalities don't hold up your plan.
We strive to provide prompt and accurate reporting to keep your organization running smoothly – it’s our way of helping keep your life simple and stress free.
Superior Service
Our job at CINUP is to provide valuable First Nation clients like you with the quality service and professional support you deserve. From preparing paperwork to organizing staff orientations and membership transactions, CINUP's fee-free service is part of the package. Your organization will benefit from never having to paying for:
- Enrolments, terminations & transfers
- Staff information sessions
- Preparation of annual AIR's and initial BEB applications
- Required plan document amendments
- Retirement quotes
- Annual membership
- Semi-annual employer statements
- Access to alternate investment vehicles
- CAP guideline maintenance
As a CINUP member, help is always close at hand. Ensuring our clients receive the best service and support, we offer our knowledge and expertise to help you navigate through the necessary procedures in the following areas:
Band Employee Benefits Funding Applications (BEB)
CINUP will assist its clients in completing initial applications for these funding opportunities for qualifying employees. Employees whose salaries are not funded through INAC may not qualify.
Annual Information Returns (AIR’s)
CINUP will prepare AIR’s for approval by the band and submission to OSFI and CRA. To ensure that the activities of the plan comply with the rules set up for the plan.
Plan Amendments
CINUP will complete all required plan amendments.
OSFI & CRA
CINUP will ensure your plan continually meets federal legislation.